Dakshin Bihar Gramin Bank IFSC Code, MICR Code and SWIFT Code
Indian Financial System Code or IFSC is an eleven-digit alphanumeric code that is distributed by the Reserve Bank of India as an identification code to every branch of a bank based in India. Your Dakshin Bihar Gramin Bank IFSC code is also a unique identification code assigned to your bank branch.
The IFSC code facilitates multiple online fund transfer methods and ensures that all your transactions are completely secured. The primary function of this code is identification, but it is also vital for acknowledging the origin and destination branch of a transaction and routing interbank communication throughout the time. IFSC code is significant for various banking purposes as well.
The MICR code printed on the cheque leaf is another crucial code used for processing and verifying cheques. Your bank issues this code. If you want further information on all related aspects and learn how to find and use them in transactions, refer to this article.
dakshin bihar gramin bank ifsc code enables you to complete successful and secured transactions through offline or electronic payment methods. The IFSC code is also compulsory for electronic payment methods like NEFT, RTGS or IMPS, etc. RBI uses this code to monitor and track every transaction to avoid any inconvenience or fraudulent activities during the process.
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The code is always in the format’ ABCD0123456.’ For Instance the Dakshin Bihar Gramin Bank, Sikaria branch, IFSC code is ‘PUNB0MBGB06.’ Here, the first four letters (PUNB) indicate the bank’s name, the fifth digit is always a zero, and the following six characters (MBGB06) represent the branch code.
Dakshin Bihar Gramin Bank MICR Code
MICR code is another distinct code that is printed on the cheque leaf using the Magnetic Ink Character Recognition technology or the MICR technology. It is used for the identification and clearance of cheque payments. The MICR code can be easily found on the cheque leaf. It is printed on the bottom next to the cheque number.
It’s a nine-digit code, and for the Samastipur branch of Dakshin Bihar Gramin Bank, the MICR code is 848834002. The first three digits (848) represent the city name and are aligned with the PIN code used for postal addresses in India. The next three digits (834) indicate the bank name, while the last three digits (002) represent your branch.
How to Find IFSC Code, MICR Code of Dakshin Bihar Gramin Bank?
Your Dakshin Bihar Gramin Bank IFSC and MICR code is crucial for enjoying a seamless banking experience. If you are wondering how to obtain these codes, follow the simple procedures mentioned below:
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Find Your Bank
Find Your Bank is an online website that dispenses several banking services. It is among the most convenient ways to get a hold of your bank credentials. To obtain your IFSC and MICR code, you need to go to their official website: and enter the following required details-
Name of the bank
State
District
Branch
Once you fill in the details, click enter to complete the entire procedure. In just a moment, you will be provided with the required codes. Find My Bank has also created a smart mobile application that can be downloaded and accessed anywhere. The mobile application makes it even simpler for you to redeem their services.
Bank Documents
You can always find your bank credentials on the bank documents provided to you. The IFSC and MICR codes are printed on the bank passbook as well as the cheque book. You can find the codes on the first page of your passbook or among the details mentioned in your cheque leaf.
RBI
You can obtain your Dakshin Bihar Gramin Bank IFSC code and MICR code from the official website of RBI or the Reserve Bank of India. RBI stores all the IFSC and MICR codes for the bank branches present in India.
Netbanking or Mobile
Banking
To get your codes from net banking or mobile banking, simply log in to the net banking or mobile banking portal along with the required bank credentials. Once you log in, you can surf through the available options and select the most appropriate ones to find your credentials.
Contact the Bank
If, due to any reason, these above-said procedures do not work out for you or you face any inconvenience, kindly approach the customer care of your respective bank or branch. They will guide you completely. You can also visit your branch and inquire in person.
How to Transfer Money through NEFT, RTGS & IMPS Processes of Dakshin Bihar Gramin Bank?
NEFT, RTGS & IMPS are electronic fund transfer methods that let you complete transactions in a very convenient and effortless manner. They also enable you to send or receive money from the comfort of your homes without any hassle.